Released 11 October 2026. Back to the changelog. UCP patch notes.
Changes
New: Fleeca bankers now have a proper job. Clock on at a banker desk in Paleto Bay, Route 68 or Blaine County Savings and the workstation shows the branch queue, your current customer, lending, your performance and, for managers, sign-offs, fraud alerts and the team on duty.
New: Customers take a numbered ticket at the kiosk by the door and choose what they need: counter, accounts, cards, loans, business or support. Your number is called on screen and by text, the GPS guides you to the right desk, and you can rate your visit afterwards. When the bank is quiet, walk-in customers keep bankers busy, and some of them bring a fake or expired ID.
New: At the counter the banker checks your ID first, then can pay cash in or out, open and close accounts, issue or replace cards, reset a card PIN, set up standing orders, print statements and open business accounts for companies you own. You confirm every request on your own screen, and you type a new PIN yourself so the banker never sees it.
New: Personal loans and arranged overdrafts are underwritten from your credit score, your income over the last four weeks, your existing debt and how affordable the repayments are. Bankers can approve up to their grade limit and anything larger goes to a manager for sign-off. Offers can be accepted at the counter or at any Fleeca kiosk within 48 hours.
Balance: Bankers earn commission from the bank for customers served, accounts opened, cards and business accounts, with an hourly cap. Loan commission is paid once the borrower has made two full repayments, and is cancelled if the loan defaults. Bankers cannot serve themselves or accounts linked to them.
New: Fraud alerts: large or repeated cash at the counter, locked cards and borrowers linked to a defaulted loan raise alerts automatically, and bankers can flag a customer or freeze an account pending review. Managers clear or confirm alerts, and staff have a banker panel with the audit log, alerts, applications, tickets and pay settings.
New: Elections have a full timeline: the government or staff schedule an election for an office, or a referendum, and it moves through nominations, campaign, voting, counting and a 24 hour challenge window before the result is certified and the winner is sworn in with the office rank.
New: Run for office from the Election Commission panel or the new Vote app: write a slog