🏠 Finding a home

What it is

A home in Los Santos is more than a spawn point. It gives you storage you can trust, a wardrobe, a door that locks, somewhere to invite people and, later, a place to run a business from. There are three ways to get one: rent a state-owned flat, rent from another player who is letting a property they own, or buy, either outright or on a mortgage. Prices run from a few hundred dollars a month for a small flat to millions for a hillside house, so there is something for every wealth tier, and nothing stops you living out of your car until you are ready.

This page is the short version for a first home. The Properties and landlords guide covers owning, letting, interiors and selling in full.

How to start

Every property that can be entered has a marker at its door. Walk up to it, and the prompt tells you whether it is for sale, for rent or occupied, with the price. The same listings are on your phone in the Dynasty 8 app (or /realestate in chat), which lets you browse by area and price and set a waypoint to the door.

Whatever you choose, you need a bank account with the money in it; nothing here is paid in cash. A brand new character with $5,000 in the bank can rent a small flat the same evening.

Renting versus buying

Step by step

1. Look at the listings

   Open the Dynasty 8 app on your phone or type /realestate. Filter by rent or sale, sort by price and pick a few in an area you like. Set a waypoint and drive over; the marker at the door repeats the price and lets you look inside some properties before you commit.

2. Rent from the state

   At the door of a state rental press E and choose Rent. You need the first month's rent and a deposit of the same amount in your bank. Rent is then taken from your bank every month; /myrental shows the property and the next payment, and /payrent settles rent early if you want to be sure. Terminate with /endlease. The deposit comes back if you stayed at least three months and never missed a payment.

3. Rent from a landlord

   Player-let properties show up in the same listings and at the door. Choose Rent and the game generates a Los Santos tenancy agreement with the rent, deposit, term, due day, late fee and notice period the landlord set. Read it: it is a real contract in the city. Signing takes the first month plus the deposit from your bank; the rent goes to the landlord and the deposit is held. /lease shows your tenancies, lets you pay arrears, message the landlord or leave, and you can hold up to three at once.

4. Buy outright

   At the door of a property for sale press E and choose Buy. The full price leaves your bank and the deed is yours. /myproperties lists everything you own, finance or lease.

5. Buy on a mortgage

   Choose Finance instead of Buy. The bank checks your credit score (it needs to be at least 500), sets your down payment between 15 and 30 percent and your interest rate between 5 and 15 percent depending on the score, and offers terms of 6, 12 or 24 months. Payments come out monthly; missing two in a row means repossession, so budget for it. /payoffmortgage clears the balance early.

6. Lock the door and hand out keys

   Press L at the door or type /property lock. Owners can give a friend or partner a key with /property givekey <player id> and take it back with /property removekey. Key holders can enter, lock and use the storage; tenants get all of that automatically for the place they rent.

7. Move in

   Inside, /pinv opens the property's storage, the wardrobe lets you change into anything you have bought, and /furniture opens the furniture editor to place, move and sell pieces from the catalogue. Owners can also restyle some interiors with /interior. Your property now appears on the spawn map, so you can start each session at home.

Tips

Related commands

Worked example